Post-festive season financial help available in Wyre Forest

WYRE Forest families can feel a financial hangover as the new year arrives, bringing increased financial pressures.

Citizens Advice Wyre Forest is reminding local people they are not alone if they are struggling with money worries right now.

Common issues we are hearing about this time of the year include credit card debt, overspending and the challenge of managing everyday household bills such as energy, rent and council tax alongside rising living costs.

We understand that paying off Christmas expenses at the same time as trying to budget for essentials can feel overwhelming, especially if income is fixed or unexpected costs arise.

Debt problems can affect anyone and credit card debt can build up quickly so, getting early support from Citizens Advice Wyre Forest can help you understand your options and help you take back control.

It’s also important to be aware of possible scams.

Fraudsters often target individuals who may be worried about money, offering fake loans, debt investment opportunities or posing as trusted organisations.

We’re seeing fake texts or emails claiming to be from banks, delivery companies, energy suppliers or even government departments.

If something sounds too good to be true, it usually is.Stop and seek advice before responding. If something doesn’t feel right, trust your instincts.

Don’t click on links, share personal details and don’t be embarrassed to check.

If you’re worried about debt or think you may have been targeted by a scam, our trained advisers offer free, confidential and impartial advice to help you explore the practical steps you can take.

Even if your situation feels complicated or you are unsure where to start, a conversation with an adviser can make a real difference.

Contact our Freephone Number – 0808 278 7891 – to speak to an adviser, email: [email protected] or text the call back service: 0743 461 3625, stating your name, postcode and type of advice needed (for example debt, housing, benefits or other).

We will then call you back on your mobile phone.

Please don’t text any other details.

Seeking advice is a positive step and you don’t have to face these challenges alone.